If someone invests 6 million PKR in installments, they can easily make 12 to 12.5 million PKR after 3 to 4 years. Even someone investing 1.7 to 1.8 million PKR in a 5-marla residential plot on installments can potentially earn 4.5 to 5 million PKR in the same period.
Let me first share that right now, a lot of societies are being launched around Lahore. For example:
On Ferozepur Road, Green Palms is being marketed.
If you go towards Ring Road, Quaid-e-Azam Interchange, Al-Ghani Garden Phase 7 has been launched with access from Bheni Road.
Chahar Bagh is also active.
On Sharaqpur Road, you have societies like Park Lane City and Al-Raziq Garden.
This overwhelms the average investor — they become confused. That’s why I felt it was important to make this video and give my personal assessment.
I want to show you where I am helping my personal clients and family members invest based on logical evaluations.
Ferozepur Road – Green Palms
When I visit Green Palms, I realize that their current rates for possession plots are even higher than LDA City, which already has developed land. Yes, Green Palms is backed by Rafi Group, and over 4-5 years, investors may see returns due to expected development.
But I’m always looking for:
“Where can I invest less and earn more profit?”
Sharaqpur Road – Park Lane & Al-Raziq Garden
Now shifting to Park Lane City, they’ve delivered well in the last 2–3 years. Investors have earned good profits.
But the question is:
“If I invest in new blocks now, what kind of returns can I expect?”
The truth is, you’re investing at a third-tier rate, and returns from third-tier investments are generally lower compared to early-stage investments.
Al-Raziq Garden is ideal for people who want to buy a plot on down payment, get possession, build a house, live there while still paying installments. That’s a good option for end-users.
Low Investment, High ROI – Kala Shah Kaku Urban City
Personally, I believe that Kala Shah Kaku is the most attractive location right now. As I’ve said in previous videos, all major developers from Lahore are already there:
Lahore Smart City is located there.
Al-Kabir Developers have already moved in.
Chaudhry Aurangzeb’sAce Gardens is there.
And now, two of Lahore’s biggest developers — Al-Rahman and Al-Hafeez — have joined hands to launch Urban City.
Now people ask:
“If Al-Ghani Garden Phase 7 is cheaper than Urban City, why shouldn’t we invest there?”
Here’s the thing — yes, they have developed Phases 1 to 3, but:
Phase 4 is still under development
Phase 5 has barely 10%–20% development
Phase 6 is also not more than 10%–20% developed, yet they’ve launched Phase 7.
So, where did the investment from Phases 4, 5, and 6 go?
Even in DHA, if I have doubts, I don’t recommend investment to my clients. For instance, DHA Gandhara in Islamabad has prices that don’t make sense for its location — even though everyone claims those are the cheapest canal plots, I still won’t suggest it.
Similarly, I can’t recommend Al-Ghani Garden Phase 7.
Why I Prefer Urban City
Visit Al-Rahman Garden’s previous phases and see for yourself:
Check the streets
Check the amenities
Compare the standard of living with Al-Ghani Garden
To me, Al-Ghani Garden is just about plotting roads and launching cheap plots without providing quality living standards.
But Al-Rahman Garden offers a higher living standard, which is crucial for end-users.
How can you expect an overseas investor, who has spent a lifetime in Dubai, Europe, the US, or Gulf countries, to invest in a place that lacks basic living quality?
If you suggest the right project based on their lifestyle, they will never hate real estate again.
Developer Background – Al-Rahman & Al-Hafeez
These two developers have already successfully delivered 8 to 9 projects in Lahore. For example:
People who purchased 5-marla plots for 20–22 lakhs on installments, now after 4–5 years, those plots are selling for 80–100 lakhs cash, in some projects even more.
Urban City’s previous block City Oasis, launched 2–2.5 years ago, had 7000 plots, and they were delivered with plot numbers assigned — ahead of time.
At that time, most developers had paused development due to escalating costs, but Urban City continued delivering.
Urban City Payment Plan & Investment Logic
Let me share the payment plan for Urban City:
3 Marla Plot: 1,125,000 PKR
Down Payment: 250,000 PKR
5 Marla Plot: 1,775,000 PKR
Down Payment: 350,000 PKR
Commercial Opportunity:
4 Marla Commercial: ~6 million PKR
Down Payment: 895,000 PKR
Monthly Installment: 52,000 PKR
I’ve personally invested in it, and so have many of my long-time clients.
Urban City vs. Lahore Smart City
Why am I recommending Urban City over Lahore Smart City?
When I first recommended Lahore Smart City, we were getting 5-marla plots for 1.8–1.9 million PKR. Today, good location plots are being sold for 4.5–5 million PKR cash.
But now, Urban City is offering similar plots at 1.775 million PKR, just 2 minutes away from Lahore Smart City.
Commercial comparison:
We bought a 4-marla commercial in Lahore Smart City for 9 million PKR. Today, those are worth 13–13.5 million PKR cash. That was all installment-based, and now we’re selling it cash.
I believe Urban City’s commercial properties will follow the same appreciation pattern — a 6 million investment today can become 12–12.5 million in 3–4 years.
Surrounding Infrastructure
Property values don’t rise just from internal development — they increase when external infrastructure develops as well.
Urban City is located on Main GT Road, accessible within 20–25 minutes from inner Lahore, surrounded by ongoing commercial activity.
Right opposite Urban City is McDonald’s, and Zarai University is coming soon nearby.
Look at what happened in Islamabad near Kak Pul — when Capital University was built, land that was worth 2–3 lakh per marla rose to 13 lakh per marla in a few years.
Similarly, Walton Airport is also planned near Urban City — all of these are major catalysts for property growth.
In Summary
While people are still losing money on projects where they’ve already paid 100% of their plot payments, Urban City is delivering profits even during the installment phase.
That’s rare in today’s market.
Yes, some developers like Al-Jalil started strong, but later phases like Al-Noor Orchard, West Marina, etc., caused 40%–60% losses for investors.
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